Mazeed Platinum credit card
Mazeed Platinum Card

Mazeed Platinum Credit Card

Everything is on Sale with Mazeed

Your gateway to unlimited cashback…anywhere and everywhere…
Up to 10 Cashback
Up to 10% Cashback
5 Cashback categories
5 Cashback categories
UAE Offers
UAE Offers
Lounge access
Lounge access

Mazeed Cashback

Get rewarded for all your retail spends

Earn Mazeed Cashback for every retail spend and redeem at your convenience.

  • Earn 10% cashback when dining at restaurants*
  • Earn 5% cashback on Grocery spends
  • Earn 5% cashback on School & Education spends
  • Earn 5% cashback on your Medical & Pharmacies spends
  • Earn 2% cashback on Airlines & Hotels

Earn 0.5% cashback on Others

*Subject to fair usage policy. Terms & Conditions Apply

*Total Cashback is not capped on a monthly level (for transactions in the “Others” category)

*Cashback for each merchant category group will be capped at 200 per month

*The Dining category includes the pay at the restaurants only through Point of Sale terminals (POS) using your Credit Card (Chip & Pin) or Apple Pay or madaPay and anything related to the aforementioned.

*All Dining Ecommerce options, orders via delivery applications, or any ecommerce payment platform are included in the 0.5% cashback category “All Other Categories”.

*Applicable on all spends except for SADAD, cash withdrawals / quasi cash transactions, wallet payments (based on merchant category code assigned by schemes)

You can redeem your cashback via phone banking, online banking or mobile banking application.

Terms and Conditions Apply

Click here to see Terms and Conditions

To learn about Credit Cards Fees and Charges, click here.

See how much you can earn

SAR 1,000 SAR 4,000
SAR 1,000 SAR 2,000
SAR 1,000 SAR 4,000
SAR 1,000 SAR 10,000
SAR 1,000 SAR 4,000
SAR 1,000 SAR 20,000

With Mazeed Platinum Credit Card, you could earn

SAR {0} Cashback

The total minimum spend requirement to benefit from the cashback is SAR 1,000 based on each credit cardholder’s monthly statement excluding rewards earning exceptions as mentioned in article (14.9) in the Credit Cards Terms & conditions.

Please note that this is a just estimated calculation based on above amounts

Grocery, Medical and Education

Enjoy 5% cashback monthly

ksa_mazeed_grocery

Grocery

Earn 5% cashback on supermarkets and groceries spends

Medical

Medical & Pharmacies

Earn 5% cashback on your medical and pharmaceutical spends

Education

School & Education

Earn 5% cashback on school, college and university fees

UAE Offers

We bring the best UAE has to offer

Being one of the largest regional banks, we also have exclusive offers for our customers when they travel to the UAE for business or leisure; be it restaurants, family entertainment or health clubs and spas.

Bon Appetit

Bon Appétit

An exclusive dining experience

Know more
Good Times

GoodTimes

Open up a world of unique experiences

Know more
LiveWell

LiveWell

Find the healthier you, inside and out

Know more

Additional Benefits

Mazeed Platinum Credit card brings you a host of additional benefits

Dragon Dining

Dragon Dining

Get complimentary access to over 200 airport restaurant offers globally

Know More
YQ Meet

YQ Meet & assist

YQ is a global network of specialist airport meet & assist service partners

Know More
Hotels

Hotels.com

Get an 10% discount on hotel stay bookings via www.hotels.com

Know More
Agoda

Agoda.com

With access to over 985,000+ locations worldwide

Know More
Entertainer

Entertainer

Get complimentary access to the xperience with the Entertainer

Know More
Dragon Pass

Visa Airport Companion

Enjoy your stress-free trip with access to 25 airport lounges around the world

Know More

Installment Payment Plans

Shop to your heart's content, pay in small amounts!

Shop with Emirates NBD Credit Cards for electronics, jewelry, home decor, travel & entertainment and many more,and get interest rates as low as 0%*.

Just call us on 800 754 7777 or log in to your mobile or internet banking within 50 days of making your purchase and choose a plan that best suits your needs. *T&C applies

0% Interest at participating merchants
3-12 Months easy installments
Low interest rates for all your purchases

Travel, Leisure & Lifestyle Benefits

Elect a journey with a peace of mind

Visa Airport Companion
Entertainer
eSim Data
Car Rental

Security & Insurance Benefits

We have got you covered wherever you go

SMS Alerts
24 Hour Assistance
Online Access
Extended Warranty
Buyers Protection

Financial Benefits

We have got you covered wherever you go

Installment Payment Plans
Bill Payments

Disclosure Schedule

Card APR Annual Interest Rate Monthly Minimum Payment % Months to Payoff Balance Annual Fee
Mazeed Cashback 44.32% 35.88% 5% 85 7,000 200

*APR Calculated on Credit Limit Amount of 30,000

  • APR is subject to change depending on the card’s credit limit and outstanding balance.
  • Bank reserves the right to change fee and rates at any time with appropriate notice to customers.
  • Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report

For the detailed fees and charged schedule, please click here.

Mazeed Credit Card Calculator

SAR 0 SAR 0
Click here for Fees & Charges

APR is subject to change depending on the card's credit limit and outstanding balance. Product tiers (Platinum or Infinite) and the Credit Limit assigned to customer is subject to Bank's internal policies and review of customer's credit report Last modification : 26th July 2023

APR
Annual Fee
{0}

Monthly Interest Rate is
{0} % *

Bank reserves the right to change fee and rates at any time with appropriate notice to customers

*Subject to terms and conditions.

What are people asking?

The Emirates NBD Mazeed Platinum Credit Card is a new financial revolution in the Saudi Arabian Credit Card market. This FIRST true Premium Cashback Credit Card which gives you the maximum rewards on your spends, with no caps. The Card is also powered with a host offers that other Credit Cards in the Saudi Arabian market cannot match. Undeniably, the Emirates NBD Mazeed Platinum Credit Card is the best and most rewarding Credit Card in Saudi Arabia.

The Cashback will not be deducted from their overall bill generated at the merchant establishment. However, it will reflect in the monthly statement, post which the Cardholder can request for redemption. This Cashback amount is over and above all the discounts offered by the merchants from time to time. By just using the Mazeed Credit Card at the merchant the customer will automatically earn Cashback.

The Mazeed Cashback program does not currently have any enrolment fee.

Customers are free to choose how to use their Mazeed Cashback amount. In case there is an outstanding balance on the Credit Card when the redemption request gets processed, the Cashback will be adjusted against the same, and the amount due from the Cardholder to the bank will be reduced by the amount of Cashback redeemed. If there is no outstanding balance on the Credit Card, the Cashback redeemed will reflect as a credit balance and can be used by the Cardholder to make further purchases – and earn further Cashback! Only the Primary Cardholder can redeem this amount and it can either be credited to their account. Please note that the redeemed Cashback cannot be en-cashed or transferred to any entity/ any other card.

  • The Card’s annual fees charged by the Bank.
  • Cash withdrawal.
  • The Card’s financial dues charged by the Bank.
  • Late payment fees.
  • Traveler’s cheques, balance transfer, payment of loans / Bank charges / or other unauthorized fees.
  • Purchase of foreign currency.
  • Contributions, installments or other payments pertaining to the Credit Shield or any other insurance programs or products that the Bank may choose to provide.
  • Payment of the SADAD service payments through the Bank either online and/or using any other payment channel provided by the Bank; and the transactions that the Bank deems to be disputed, false, unauthorized, illegal and/or fraudulent.
  • In case of topping up the digital wallets or transferring part of the Credit Limit to the digital wallet.
  • Government payments, public services bills, gas station transactions, semi-cash transactions, and any of the commercial categories specified by the Bank.
  • Balance transfer.

The Emirates NBD Mazeed Platinum Credit Card is a new financial revolution in the Saudi Arabian Credit Card market. This FIRST true Premium Cashback Credit Card which gives you the maximum rewards on your spends, with no caps. The Card is also powered with a host offers that other Credit Cards in the Saudi Arabian market cannot match. Undeniably, the Emirates NBD Mazeed Platinum Credit Card is the best and most rewarding Credit Card in Saudi Arabia.

The Cashback will not be deducted from their overall bill generated at the merchant establishment. However, it will reflect in the monthly statement, post which the Cardholder can request for redemption. This Cashback amount is over and above all the discounts offered by the merchants from time to time. By just using the Mazeed Credit Card at the merchant the customer will automatically earn Cashback.

The Mazeed Cashback program does not currently have any enrolment fee.

Customers are free to choose how to use their Mazeed Cashback amount. In case there is an outstanding balance on the Credit Card when the redemption request gets processed, the Cashback will be adjusted against the same, and the amount due from the Cardholder to the bank will be reduced by the amount of Cashback redeemed. If there is no outstanding balance on the Credit Card, the Cashback redeemed will reflect as a credit balance and can be used by the Cardholder to make further purchases – and earn further Cashback! Only the Primary Cardholder can redeem this amount and it can either be credited to their account. Please note that the redeemed Cashback cannot be en-cashed or transferred to any entity/ any other card.

  • The Card’s annual fees charged by the Bank.
  • Cash withdrawal.
  • The Card’s financial dues charged by the Bank.
  • Late payment fees.
  • Traveler’s cheques, balance transfer, payment of loans / Bank charges / or other unauthorized fees.
  • Purchase of foreign currency.
  • Contributions, installments or other payments pertaining to the Credit Shield or any other insurance programs or products that the Bank may choose to provide.
  • Payment of the SADAD service payments through the Bank either online and/or using any other payment channel provided by the Bank; and the transactions that the Bank deems to be disputed, false, unauthorized, illegal and/or fraudulent.
  • In case of topping up the digital wallets or transferring part of the Credit Limit to the digital wallet.
  • Government payments, public services bills, gas station transactions, semi-cash transactions, and any of the commercial categories specified by the Bank.
  • Balance transfer.
Please click here to view detailed Frequently asked questions regarding the product.
  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth 10,000 on March 10th
  • Cash withdrawal of 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of 16,075 (principal balance + cash advance fee of 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be 6,075 x 35.88% x 7 days / 360 days* = 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of 16,117.3. In case a partial payment of 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): 10,000 x 35.88% x 50 days / 360 days** = 498.3
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): 10,000 x 35.88% x 9 days / 360 days** = 89.7
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): 6,117.3 x 35.88% x 21 days / 360 days = 128.04
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): 3,117.3 x 35.88% x 9 days / 360 days = 27.96

Total interest charges billed in the statement of May 7th will be 744.03

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of 13,861.42. In case the customer does following transactions during this month:

  • Partial payment of 3,500 on May 10th
  • Retail transaction of 3,000 on May 16th
  • Cash withdrawal transaction of 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): 10,588.03 x 35.88% x 2 days / 360 days = 21.11
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): 10,000 x 35.88% x 29 days / 360 days = 289.03
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): 3,273.38 x 35.88% x 2 days / 360 days = 6.52
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): 361.42 x 35.88% x 29 days / 360 days = 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : 675 x 35.88% x 21 days / 360 = 14.13

Total interest charges billed in the 7th of June statement will be 341.24

Examples are Excusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Mazeed 85 5% 35.88% 7,000
  • Filled application form
  • Copy of your original ID
  • Salary Certificate
  • Valid salary slip
  • Original bank statement for the last 6 months

Example 1 (Month 1):Assuming that the Cardholder is assigned the statement billing date as 7th day of every month and he does the following transactions in the billing period 7th March and 7th April.

  • Retail purchases worth 10,000 on March 10th
  • Cash withdrawal of 6,000 on 1st April

It is assumed that no previous balance is carried forward from the March 7th statement, the Cardholder will receive his April 7th statement detailing total transactions of 16,075 (principal balance + cash advance fee of 75 for every cash withdrawal).

The Cardholder needs to make a payment towards the outstanding within 23 days from the statement date (due date: April 30th). The payment can range between 5% and 100% of the outstanding amount.

Total interest charges for cash advance billed in the statement of April 7th will be 6,075 x 35.88% x 7 days / 360 days* = 42.38

* Interest on cash advance transactions is calculated on a daily basis since date of transaction until cash advance transaction amount is fully settled.

Example 2 (Month 2):In the following month starting April 7th, Cardholder will have the carry forward balance of 16,117.3. In case a partial payment of 3,000 is received on April 29th, interest charges for the May 7th statement will be calculated as per the following:

  • Retail transaction since date of transaction (Mar 10th) until date of payment (April 29th): 10,000 x 35.88% x 50 days / 360 days** = 498.3
  • Retail transaction since date of payment (April 29th) until statement issuance date (May 7th): 10,000 x 35.88% x 9 days / 360 days** = 89.7
  • Cash balance since last statement issuance date (April 7th) until date of payment (April 29th): 6,117.3 x 35.88% x 21 days / 360 days = 128.04
  • Cash balance since date of payment (April 29th) until statement issuance date (May 7th): 3,117.3 x 35.88% x 9 days / 360 days = 27.96

Total interest charges billed in the statement of May 7th will be 744.03

**Interest on retail transactions is calculated on a daily basis since date of transaction, if the outstanding balance is not fully settled by the payment due date.

Example 3 (Month 3):Starting May 7th, Cardholder will have the carry forward balance of 13,861.42. In case the customer does following transactions during this month:

  • Partial payment of 3,500 on May 10th
  • Retail transaction of 3,000 on May 16th
  • Cash withdrawal transaction of 600 on May 18th

Interest charges will be calculated as per the following:

  • Retail balance since last statement issuance date (May 7th) until date of payment (May 10th): 10,588.03 x 35.88% x 2 days / 360 days = 21.11
  • Retail balance since date of payment (May 10th) until statement issuance date (June 7th): 10,000 x 35.88% x 29 days / 360 days = 289.03
  • Cash balance since last statement issuance date (May 7th) until date of payment (May 10th): 3,273.38 x 35.88% x 2 days / 360 days = 6.52
  • Cash balance since date of payment (May 10th) until statement issuance date (June 7th): 361.42 x 35.88% x 29 days / 360 days = 10.45
  • New cash advance since date of transaction (May 18th) until statement issuance date (June 7th) * : 675 x 35.88% x 21 days / 360 = 14.13

Total interest charges billed in the 7th of June statement will be 341.24

Examples are Excusive of Value Added Tax 15%

Card Months to Payoff Monthly Minimum Payment% Annual Interest Rate Balance
Mazeed 85 5% 35.88% 7,000

Frequently Asked Questions

No, you won't be able to access lounges using your physical VISA card, only via VISA Airport Companion App.

Download from App Store

Download from Google Play

Yes, to register on the App, you will need to enter your Visa card details to verify the cardholder privileges.

No, registration must be completed via the app before you can access the lounge. You can register from anywhere with an internet connection. We highly recommend registering prior to arriving at the lounge to ensure a seamless entry experience.

Yes, you are welcome to bring guests to the lounges. If you do not have complimentary guest visits, you can still invite guests for an additional fee, which will be charged to your registered VISA card.

VISA Airport Companion App is a fully digital, app-based experience. Unfortunately, without a smartphone, you will be unable to utilize this service.

No, you won't be able to access lounges using your physical VISA card, only via VISA Airport Companion App.

Download from App Store

Download from Google Play

Yes, to register on the App, you will need to enter your Visa card details to verify the cardholder privileges.

No, registration must be completed via the app before you can access the lounge. You can register from anywhere with an internet connection. We highly recommend registering prior to arriving at the lounge to ensure a seamless entry experience.

Yes, you are welcome to bring guests to the lounges. If you do not have complimentary guest visits, you can still invite guests for an additional fee, which will be charged to your registered VISA card.

VISA Airport Companion App is a fully digital, app-based experience. Unfortunately, without a smartphone, you will be unable to utilize this service.

Yes, you can add multiple eligible Visa cards to your Visa Airport Companion account. Simply navigate to the membership page and select 'Add new membership' to enter the details of your additional card. Once validated, a new membership linked to that card will be created. You can easily switch between memberships by selecting 'Switch membership' on the membership page.

Each secondary cardholder must register their own account with VISA Airport Companion App, using their personal details, including their name as per their passport and their email address. Lounge staff will verify the name on the VISA Airport Companion App profile, and entry will be denied if it does not match the cardholder’s identity.

Yes, you can enable offline access through your device’s biometrics. Upon registration, you will be prompted to enable offline access, however this must be completed while the App is connected to Wi-Fi or mobile data. This feature can also be managed in the 'Account' section under 'Security'. When offline, you will see a prompt on the login page to view your membership without internet. Confirm using your biometrics to proceed.

Lounge access is subject to availability on the day of your travel. If the lounge is at capacity, we recommend checking the app for alternative lounges you may visit.

Buyers Protection

With Purchase Protection, your purchases are insured for loss due to accidental damage or theft. Please refer to www.cardholderbenefitsonline.com for full policy details.

24 Hour Assistance

Call 800 754 7777 for any queries related to your card, 24 hours a day, 365 days a year.

Online Access

Enjoy online access to your card account. Check card balance, monitor your account or make payments from anywhere in the world.

SMS Alerts

Get additional security with free SMS alerts for every transaction made on your card. You are automatically enrolled for this service.

Agoda.com

  • With access to over 985,000+ locations worldwide, agoda.com truly does offer the world at your fingertips. Receive up to an additional 12% off your booking when choosing properties listed as promotion eligible.
  • The Promotion is not available on all merchant properties and can be availed only by visiting the following URL: www.agoda.com/visamena.

Dragon Dining

  • Get complimentary access to over 200 airport restaurant offers globally. Please download the app “Dine & Fly” and complete a simple registration in order to begin redeeming.
  • View the Terms and Conditions on the DragonPass Dine & Fly app.

Visa Airport Companion

Visa Airport Companion App brings you luxury airport lounge access privileges, in partnership with Dragon Pass.

Starting October 1st 2024, you will need to be registered through the App to access your Premium Visa card airport benefits.

Follow these simple steps to enjoy airport lounge access:

  • Download the Visa Airport Companion App starting today
  • Register with your eligible Visa card ahead of your trip
  • Enjoy access to 25 lounges worldwide
  • 6 Cardholder visits per calendar year for (Platinum, Platinum Plus and Mazeed)
  • All guest visits, and any member visits over the free entitlement, will be charged $32 per person per visit
  • To utilize the subsequent complimentary airports lounges every calendar year, cardholder must spend 1USD or equivalent in non-Saudi Riyal on both the primary and supplementary cards 15 days prior visiting airport lounges. If the purchase criteria are not met, then cardholder will be charged for each use entry

Through the App, you can discover a curated selection of lounges across global airport destination, complete with bespoke privileges linked to your Visa card. Moreover, you can instantly access the latest information on all the airport lounge access available.

For more information on your lounge benefits.

Download from App Store Download from Google Play

Terms and Conditions apply.

Entertainer

  • Get complimentary access to the xperience with the Entertainer and avail Buy one get one free offers and discounts through selected merchant partners in the UAE, KSA, Qatar, Kuwait, Bahrain, Oman, Lebanon, and Jordan.
  • Simply need to visit the app store and download the app ‘xperience with the Entertainer’ and complete registration.

Download from App Store Download from Google Play

Hotels.com

  • Get an 10% discount on hotel stay bookings via www.hotels.com, a leading provider of hotel accommodation worldwide.
  • Simply visit www.hotels.com/visa and at the time of payment, use promo code “VISA10MX22” to receive the discount.

YQ Meet & assist

  • YQ is a global network of specialist airport meet & assist service partners. Card holders are eligible for discounts up to 15% on services such as limo transfer, visa on arrival, baggage porters etc.
  • Book via https://cemea.yqnowgroup.com and the discount is applied directly to the transaction.

Buyers Protection

With Purchase Protection, your purchases are insured for loss due to accidental damage or theft. Please refer to www.cardholderbenefitsonline.com for full policy details.

Credit Shield

Credit Shield is an invaluable insurance benefit which all ENBD-KSA cardholders can subscribe for. This benefit covers your credit card outstanding balance in any unforeseen circumstances result in death or permanent total disability (God forbid).

  • Insurance Coverage:
    • Death
    • Permanent Total Disability (Accident & Sickness)
    • Maximum Coverage up to SAR 200,000 on outstanding credit card balance
  • Service Enrollment Fees: Credit Shield cover is charged by a nominal fee of 0.49% of total outstanding credit card statement balance end of each month
  • Age Limit for service: Minimum eligible age for subscription is 18 years, and maximum age is 69 years (Gregorian calendar)
  • The benefit coverage ends after subscription:
    • At age 70 for permanent total disability
    • At age 75 for death

For more inquiry’s or activate/deactivate this service, please call our Emirates NBD Customer service number 8007547777.

Extended Warranty

Enjoy an extended warranty provides extended coverage for an additional 12 months from the expiry date of the original warranty. Please refer to cardholderbenefitsonline.com for full policy details.

Eligibility

  • Minimum Age – 21 Years Old
  • Salary Requirement – Saudi Nationals SAR 6,000
  • Salary Requirement – Expats SAR 8,000
  • Documents required:
    • National ID / Iqama Copy
    • Salary Certificate
    • GOSI Certificate – can be found and downloaded from www.gosi.gov.sa
    • 3 Months Bank Statements
    • Passport copy (for expats only)

YQ Meet & assist

  • YQ is a global network of specialist airport meet & assist service partners. Card holders are eligible for discounts up to 15% on services such as limo transfer, visa on arrival, baggage porters etc.
  • Book via https://cemea.yqnowgroup.com and the discount is applied directly to the transaction.

Fees & Charges

Emirates NBD Credit Cards Mazeed Cashback
Membership Fees
Annual Fee 200
Supplementary Cards (Up to 5 Cards) No Fee
Other Fees and Charges
Annual Percentage Rate (APR)* 44.32%
Interest Rate (Retail Purchases)
Interest Rate (Cash Advanse)		 2.99%
Cash Advance Fee (of 5,000 or less) 75
Cash Advance Fee (more than 5,000) 3% up to 300
Late Payment Fee 100
Foreign Currency Transaction Fee 3.10%
Card Replacement Fee 50
Copy of Sales Voucher 50
Credit Shield 0.49%
Duplicate Statement Fee (per copy)
Up to last 3 months Free
General
Payment Due Date 23 Days
Credit Period Up to 53 Days
Minimum Payment Due 5% or 100 (whichever is higher)
Cash Advance Limit 30%

All Charges are subject to Value Added Tax 15%.

*APR Calculated on Credit Limit Amount 30,000 and is inclusive of VAT.

Cash Advance

Cash withdrawal up to 30% of your Credit Card limit.

*Terms and Conditions apply.

INSTALLMENT PAYMENT PLANS

With the Emirates NBD Installment Payment Plan, you can buy now and pay conveniently in 3, 6, 9,12, 18, 24, 36 monthly installments at a low monthly profit margin.

Simply click here to apply for the service just call us on 800 754 7777.

BILL PAYMENTS

Use your Emirates NBD Platinum Credit card to pay your utility bills.

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